TRUCKING - OTR  INSURANCE

Filings: ICC, MCS90, Form E, Form H, SR22.

Trucking Business: The trucking business involves various types of insurance including primary liability, non-trucking liability, physical damage, uninsured/underinsured motorists coverage, medical payments, motor truck cargo, general liability, trailer interchange, workers’ compensation, bobtail insurance, and Refer Breakdown Coverage. The systems are powered by MOTIVE ELD.

The Cost of Trucking Insurance: The cost of trucking insurance can vary depending on factors such as the type of truck, the cargo being hauled, the driving and driver's history, USDOT authority, coverage requirements, operating radius, and years in business.

BOX TRUCK INSURANCE

If you are involved in any type of truck business, you most likely need box truck insurance. This includes businesses like catering companies, florists, moving services, and retail stores. The cost of box truck insurance can vary depending on factors such as business size, coverage requirements, driving history, and types of cargo transported. Box truck insurance covers a range of risks, including liability for auto accidents, damage or loss of cargo, and coverage for your box trucks.

DUMP TRUCK INSURANCE

You need dump truck insurance if you are a construction company or contractor, involved in landscaping and lawn care, part of an excavation and earthmoving company, a municipality handling road maintenance or snow removal, an independent dump truck owner-operator working for hire, an owner-operator, or if you operate local trucking within a 25, 50, and 100-mile radius.

Services

Personalized Insurance

Personalized Insurance

Car Insurance

Buying car insurance is made fast, simple, and affordable with Central States Insurance Brokers. We are the area’s leading auto insurance …
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Home Insurance

If you want to find the best home insurance company for your needs, Central States Insurance Brokers’s expert team of insurance brokers …
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Rental Property Insurance

What Is Landlord Insurance? Landlord insurance protects property owners who rent out homes, condos, duplexes, or small multi-family …
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Apartment Insurance – Property & General Liability Coverage

We provide comprehensive insurance solutions for apartment buildings ranging from 2 units to 100 units, including multiple locations. If you own or operate an apartment building, landlord insurance (also known as rental property or dwelling insurance) is typically required — especially if you carry a mortgage. Our apartment insurance programs help protect:

The Physical Structure

Rental Income

Your Liability Exposure

Your Growing Business

We work with carriers that specialize in apartment risks and can tailor policies to fit small and mid-sized property owners.


📌 Quoting Requirements:

  • Prior insurance information
  • Current declarations pages
  • 3–5 years Loss Runs
  • Property details (year built, updates, roof age, etc.)

Rental Property Insurance (Landlord Insurance)

Landlord insurance provides essential protection for rental properties by covering:

  • Property damage
  • Liability claims
  • Loss of rental income

Standard homeowners insurance does NOT cover rental activity. A landlord policy is specifically designed for rental risks.

Protect Yourself From Rising Wind & Hail Deductibles

Many property policies now carry high percentage-based deductibles for wind, hail, and tornado damage.

Our Wind & Hail Deductible Gap Policy helps offset those large out-of-pocket costs.

  • Pays up to $5,000 toward wind & hail deductibles
  • Covers homes and rental properties
  • Multiple properties allowed
  • Helps reduce overall premium costs

Amenities

  • 24/7 availability
  • Free consultation
  • Debit & Credit cards accepted
  • By appointment only
  • Parking available
  • Debit & Credit Cards accepted
  • Wifi on the premises
  • Multiple Carriers to Choose from
  • All Type Of Insurance

Opening Hours

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Location

Areas Covered

Greater Saint Louis, Chesterfield, Kirkwood & Illinois Areas