Personalized Insurance
Rental Property Insurance
What Is Landlord Insurance?
Landlord insurance protects property owners who rent out homes, condos, duplexes, or small multi-family buildings.
It fills the coverage gaps left by traditional homeowners policies.
Property Damage Covers:
• Fire
• Wind & hail
• Storm damage
• Vandalism
• Certain water losses
Includes repairs to the structure and landlord-owned appliances.
Liability Protection
If a tenant or visitor is injured and sues:
• Legal defense costs
• Medical payments
• Settlements or court judgments
Loss of Rental Income
If a covered claim makes the home unlivable, you can receive compensation for lost rent.
Additional Structures Coverage can include:
• Detached garages
• Sheds
• Fences
• Storage buildings
Optional Endorsements
• Equipment breakdown
• Ordinance or law coverage
• Umbrella liability
• Short-term rental endorsements
• Vacancy coverage
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