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An SR-22 is a Certificate of Insurance that proves you carry car insurance. Some people refer to it as SR 22 car insurance or a certificate of financial responsibility (CFR) filing. The SR22 simply states you’re meeting your state’s car insurance coverage requirements for driving over a specified amount of time.

Ready to get started? Call us now at (314) 833-3399 to book a consultation with a member of our team today.


1. Types of SR22 Certificates

There are three distinct types of sr22 certificates. They include:

  • Operator – It’s personal insurance carried by the individual who rides rented, valet, or borrowed vehicles. It’s also known as a named non-owner car insurance policy.
  • Owner –Just like you need car insurance for your new car, you need SR-22 insurance for yourself.
  • Operator and owner – A versatile insurance certificate to cover you while you drive your car, and any other vehicle.

As an insurance provider, we can present either of these options to you.

2. Where Do I Get an SR-22?

At Central State's Insurance Brokers, we can get your auto & car insurance, and we can get your sr22 insurance policy as well. Most of these companies will deal with anything road-related, making it easier for you to deal with these issues all at one go.

3. Do I Need One?

Many road users have no idea they need this certificate. You could hear someone ask,” what is an sr22?” Many reckless drivers who end up in prison or jail will be asked to get insurance for financial responsibility.

Besides that, you also need the insurance if you have:

  • Repeat traffic offenses
  • Been involved in an accident and claimed to be uninsured
  • Been driving without a license
  • Driving under the influence record
  • A suspended driving license

If you fall under any of these factors, you need to get the license or else you may be ordered by the court or state to do so.

An SR-22 It’s the safest way to drive around knowing you’re keeping yourself and your neighbors protected from accidents.

So, pick up that phone, dial your Central State’s Insurance Broker Now, and get insured as soon as possible!

Contact us now to get a free Quote
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